In 2025, the prop trading industry is more competitive than ever. With traders seeking reliable capital access, firms like FundedFirm and Take Profit Trader (TPT) are leading the charge.
Both promise to fund skilled traders — but their structures, payout systems, and trading conditions differ significantly. So, which firm actually delivers the better deal? Let’s find out.
Overview of FundedFirm
FundedFirm has earned its place as one of the most transparent and trader-focused prop firms on the market.
Key Features
- Up to $200,000 in funding
- Two-step evaluation process
- Profit split up to 90%
- Bi-weekly payouts
- Access to MT4 and MT5
FundedFirm focuses on longevity and trader consistency. Its model is designed for those who can manage risk and maintain discipline.
Overview of Take Profit Trader
Take Profit Trader (TPT), based in the U.S., has a different approach. It emphasizes simplicity, flexibility, and fast funding.
Unlike traditional prop firms with multi-step challenges, TPT offers a one-step evaluation — making it one of the fastest ways to get funded.
Key Features
- One-phase evaluation process
- Funding up to $200,000
- Weekly payouts
- Profit split up to 80%
- Access to NinjaTrader and Tradovate platforms
Take Profit Trader is particularly popular among futures traders, offering direct access to CME futures markets.
Comparison Overview – FundedFirm vs Take Profit Trader
| Feature | FundedFirm | Take Profit Trader |
| Evaluation Type | 2-Step Challenge | 1-Step Evaluation |
| Max Funding | $200,000 | $200,000 |
| Profit Split | Up to 90% | Up to 80% |
| Payout Frequency | Bi-weekly | Weekly |
| Platforms | MT4, MT5 | NinjaTrader, Tradovate |
| Leverage | 1:50 | Futures margin-based |
| Account Type | Forex/CFDs | Futures only |
| Refund Policy | Yes (after pass) | Yes (after first payout) |
Both are strong firms — but they cater to different markets. FundedFirm focuses on forex and CFDs, while Take Profit Trader serves futures traders.
Evaluation Process and Trading Challenges
FundedFirm’s Two-Phase Evaluation
FundedFirm uses a 2-step challenge:
- Phase 1: Achieve a 10% profit target with strict risk control (max 5% daily and 10% overall drawdown).
- Phase 2: Earn another 5% profit under the same rules.
Once both phases are cleared, traders receive a funded live account and can start earning payouts.
Take Profit Trader’s One-Phase Model
Take Profit Trader keeps things simple. Traders must achieve a specific profit target while staying within their maximum drawdown limit.
There’s no multi-step process — pass once, and you’re funded. This makes it ideal for traders who prefer a faster route to live capital.
Funding Sizes and Scaling Opportunities
Both firms allow traders to start small and scale up.
- FundedFirm: Starts from $10,000 to $200,000, with scaling based on consistent profit growth.
- Take Profit Trader: Starts from $25,000 and can go up to $200,000.
Scaling with FundedFirm is performance-based and gradual, while TPT’s scaling plan depends on contract size increases in futures.
Profit Split and Payout Systems
FundedFirm:
- Up to 90% profit split
- Bi-weekly payouts
- Payment via crypto or bank transfer
Take Profit Trader:
- Up to 80% profit split
- Weekly payouts
- Paid via ACH, PayPal, or crypto
If you prefer higher profit retention, FundedFirm wins.
If you value faster payout frequency, Take Profit Trader takes the lead.
Trading Rules and Flexibility
| Rule | FundedFirm | Take Profit Trader |
| Daily Drawdown | 5% | Trailing drawdown (dynamic) |
| Max Loss | 10% | Defined per account size |
| Trading Days | Minimum 5 | Minimum 10 |
| News Trading | Restricted (Evaluation) | Allowed |
| Weekend Holding | Allowed | Not applicable (Futures) |
| EAs/Bots | Allowed | Not supported |
FundedFirm is more lenient for forex-style trading, while TPT’s futures focus brings stricter margin-based rules.
If you use EAs or automated strategies, FundedFirm is the better fit.
Trading Platforms and Tools
FundedFirm: Offers MetaTrader 4 and MetaTrader 5, the most popular forex platforms with full indicator and EA support.
Take Profit Trader: Specializes in NinjaTrader and Tradovate, giving access to real futures markets with professional-grade order execution.
So, your choice depends on whether you trade Forex or Futures.
Fees, Refunds, and Pricing
FundedFirm:
- Starts from $99 for a $10K account
- Refundable once you pass the challenge
Take Profit Trader:
- Subscription-based pricing — from $150/month
- Refund offered after first payout
TPT’s monthly plan means ongoing costs, while FundedFirm charges a one-time fee, making it more cost-efficient long-term.
Customer Support and Community
FundedFirm provides 24/7 live chat and ticket-based support — ideal for quick issue resolution.
Take Profit Trader offers email support and an active Discord community, where traders discuss setups and funding progress.
For responsiveness, FundedFirm has the edge, but TPT’s community adds extra engagement value.
Credibility and Transparency
FundedFirm has earned praise for fast payouts, transparent reporting, and solid trader testimonials.
Take Profit Trader, being U.S.-based, benefits from higher trust standards and Futures Commission Merchant (FCM) partnerships.
Both firms are legitimate, but their markets differ — one is Forex/CFD-based, the other is Futures-based.
Pros and Cons of Each Firm
FundedFirm Pros
- High profit split (up to 90%)
- One-time challenge fee (no subscription)
- 24/7 support
- EAs and news trading supported
FundedFirm Cons
- No futures accounts
- Two-phase evaluation may feel slower
Take Profit Trader Pros
- One-step evaluation
- Weekly payouts
- Strong futures platform support
- U.S.-based reliability
Take Profit Trader Cons
- Lower profit split (80%)
- Monthly fees can add up
- No forex or crypto trading
Which Firm Suits You Best?
If you’re a Forex or CFD trader, FundedFirm is your ideal partner — flexible, transparent, and cost-effective.
If you’re a Futures trader, Take Profit Trader offers one of the smoothest entry paths into real capital trading with quick payouts.
In short:
- Choose FundedFirm for structure and profitability.
- Choose Take Profit Trader for speed and simplicity.
Conclusion
The battle of FundedFirm vs Take Profit Trader comes down to your trading niche.
FundedFirm dominates the forex and CFD world with high profit splits and clear rules.
Take Profit Trader leads the futures arena with its one-step evaluation and weekly payouts.
Both are legit, reliable, and trader-friendly — but your preferred market and strategy will determine your winner.
FAQs
- Which firm has better payout options?
Take Profit Trader pays weekly, while FundedFirm pays bi-weekly. - Can I use EAs or bots on both firms?
Only FundedFirm supports automated trading; TPT does not. - Are both companies legitimate?
Yes, both are verified prop firms with public payout records and positive trader reviews. - What is the main difference in evaluation styles?
FundedFirm uses a 2-step challenge; TPT uses a 1-step model. - Which firm is better for beginners?
FundedFirm suits beginners due to its structured evaluation and lower fees.
